"Best places to eat in Pearl District" Portland Oregon area.

There are such a variety of different Cultures of food in Pearl District, Portland Oregon. You can enjoy a different meal every night and still not hit all the restaurants or food carts. These are the top restaurants and food carts in pearl district. Therefore, Portland is an interesting place to visit and enjoy their food, shopping and a lot more. Because of COVID-19 some restaurants, you can order food online. The best places to eat all say, “Be safe.”

1.       Mediterranean Exploration Company has 4 ½ stars

333 NW 13th Ave

Portland, OR 97209

Have a menu features exceptional plates that are culturally various yet interconnected to the of people across the The Mediterranean.

2.       Papi Chulo’s has 4 stars

611 NW 13th Ave

Portland, OR 97209

 A more genuine style burrito and taco joint that is not overpriced

3.       Piazza Italia has 4 stars

1129 NW Johnson Street

Portland, Oregon 97209

Portland residents like having delicious and authentic Italian cuisine.

4.       Yama Sushi & Sake Bar 4 stars

 926 NW 10th Ave

 Portland, OR 97209

Yama is pretty much known as one of the enhance sushi bars in Portland

5.       Grassa 4 stars

1205 SW Washington St

 Portland, OR 97205

6.       Bae’s Fried Chicken 4 stars

225 SW Ash

Portland, Oregon

Bae’s restaurant specializes in all things chicken, from chicken and waffles to fried, skin-on nuggets.

7.       Stretch the Noodle food cart 4 ½ stars

232 SW Washington St

Portland, OR 97204

The food is delicious and if you come early, you will likely see the owner slinging dough to make noodles. They are famous for their noodle dishes.

8.       G-Love 4 ½ stars

1615 NW 21st Ave,

 Portland, OR 97209

The food was delicious and beautifully presented. One thing to be aware of is that the Vegan and Vegetarian dishes take center stage here. The protein options are more like the sides.

9.       Break Bread 5 stars

1106 NW Hoyt St,

Portland, OR 97209

One of the best sandwiches is with the “Dutch Crunch" bread. You can order: Beef & pork, Veggie, Turkey and Chicken sandwiches and a lot more.

10.   Botanist Bar PDX 5 stars

1300 NW Lovejoy Street,

 Portland, OR

Have a perfect cocktail and the food you can enjoy by taking a bite and closing your eyes for a second feel the enjoyment in your mouth.

11.   L’unico Alimentari 5 stars

1825 N Williams Ave,

 Portland, OR

Best Italian Food Cart

12.   Phó Van Fresh 3 ½ stars

1012 NW Glisan St,

Portland, OR 97209

13.   Burrito Bar Food Cart 4 stars

911 NW Hoyt St, Portland, OR 97209

Burrito Bar boasts a sweet and spicy menu with locally sourced ingredients made fresh daily and a friendly staff ready to customize your next delicious meal. Their meats, including chicken, fish, shredded beef, carne asada steak, and carnitas pork are every day.  

14.   Gastro Mania food cart 4 ½ stars

1986 NW Pettygrove St,

Portland, OR 97209

Gastro earned acclaim for the best gyro in Portland.

15.   Tasty n Alder 4 ½ stars

580 SW 12th Ave, Portland, OR

Is a modern steakhouse featuring a fun, family-style menu of original dishes from international origins? The dinner menu is rooted in the traditional steakhouse concept featuring meats, seafood and salad served in a festive, energetic environment that encourages shared plates and imbibing.

16.   Lovejoy Bakers 4 stars

939 NW 10th Ave, Portland, 97209

The food is delicious, and the coffee is good. If you are looking for sweet coffee, make sure you mention it. Staff is friendly.

17.   Zaatar Fine Lebanese Cuisine 4 ½ stars

1037 NW Flanders St, Portland, OR 97209

Lebanese cuisine, focusing on complimentary samples of zaatar herbs, olive oil, and pita prior to the meal, quality ingredients, time-tested recipes, and delicious appetizers, entrees, and Middle Eastern desserts and pastries all made on-site.

18.   Commissary 4 ½ stars

123 NE 3rd Ave Ste 10,

Portland, OR 97232

We bring delicious to your door. With the Commissary, running a bar is simpler than ever! Our offerings represent the most accurate expression of the ingredients your guests hope to enjoy pitch-perfect building blocks made by bartenders with cocktails in mind.

19.   Bao Bao 4 ½ stars

545 NE Couch St, Portland, OR 97232

BaoBao in Chinese translates to “wrapped treasure”, or in our case, dumplings (jiaoz}.  We offer Asian inspired comfort food, designed to satisfy both the midnight foodie, and discerning dinner diner.  Our core menu is supplemented with ever-changing daily specials and a wide variety of teas, beers, wines and specialty cocktails.

20.   Ko Sisters Seoul Food cart 5 stars

1825 N Williams

Portland, OR 97227

if you are looking for good Korean food this is the place to go. Popular Dishes are so duk so duk, corn dogs, and potstickers.

21.   TILT 3 ½ star Tilt

1355 NW Everett St Ste 120, Portland, OR 97209

They pride themselves on handcrafting the finest scratch recipe biscuits, gourmet burgers and old-fashioned fruit and cream pies on planet earth.

22.   HOTLIPS Pizza – Pearl 4 stars

1355 NW Everett St Ste 120, Portland, OR 97209

Hot lips Pizza is the BEST. You can get pizza by the slice or the whole pie. They also serve, breadsticks, salads and a selection of handcrafted local soda, beer, wine and Ruby Jewel ice cream

23.   Thai Peacock 4 stars

219 SW 9th Ave, Portland, OR 97205

Thai style pork, crispy pork belly, rice, and noodle joint. Everyday comfort food of Thailand. We aim to faithfully represent the pork-based dishes found on every street in Bangkok.

24.   The Fields Bar & Grill 4 stars

1139 NW 11th Ave, Portland, OR 97209

Food is good, drinks are good, and it is a fun atmosphere. The avocado fries are so delicious. Beet salad and the chicken, bacon pesto flat bread is great.

25.   Toro Bravo 4 ½ stars

120 NE Russell St, Portland, OR 97212

The menu of pintxos, tapas, charcuteria, and raciones changes daily based on seasonal variations, local farmers' produce, and the kitchen crew's inspiration, incorporating elements of modern technique and unexpected flavors of classic Spanish cuisine

26.   Lardo food cart and restaurant 4 stars

1205 SW Washington St, Portland, OR 97205

Lardo is a sandwich shop that fondness to bovine & swine. Using old-world techniques, contemporary flourishes and a gonzo approach. A menu that features pork drenched double burgers, a giant meatball Banh Mi, and hand-cut French fries (again) smothered in pork, Lardo also has beer. Lots of beer. Rotating taps of knee-buckling craft brew greatness, backed-up with a refreshing mix of premium cocktails.

27.   Khao San Pearl 4 stars

1435 NW Flanders St Ste A, Portland, OR 97209

The menu is quite simple and consists of small plates which allows our guest to try the different flavors of what our culture has to offer. We use authentic Asian vegetables, when in season, such as apple eggplants, holy basil, and Asian cucumbers. Our signature desserts will comprise of many flavors from Thailand including Thai Tea flavored ice cream and macaroons – all made from scratch.

28.   Portland Mongolian Grill & Hot Pot 4 stars

210 SW Yamhill St, Portland, OR 97204

They have an area for seafood at for the hot pot. They have mushrooms, fish balls, vermicelli, octopus (yum!), meatballs, cabbage, shrimp, and more. It is not a huge selection but perfect for hot pot. There a selection of assorted meat! Beef, pork, chicken,

Stay tuned to our blog for more info on Portland, the real estate market, and what's happening around the area.

There are many new regulations that are making it a little bit more difficult to buy a home. While the subprime mortgage crisis is history for most Americans, federal regulators have implemented new rules to avoid this housing meltdown again. The economy and the housing market have both stabilized in most markets across the country you regulations still are very strict.

In looking at different related data when it comes to housing and the mortgage industry. An article by 24/7 Wall Street talked about 10 different ways in which buying a house in America is more difficult than it was before the crisis. This is not to get you frustrated or discouraged but it is important to understand the obstacles you may face when buying a home.

It cost a little bit more to originate alone than before. This is due to regulations that there are more administrative services, paperwork, and time involved. This is also turned into longer waiting times for borrowers.

#1. Higher processing costs.

This is the cost of the loan origination. This is the process from application to the disbursement of money. Loan originations rose up to nearly $8900 in the first 1:45 thousand 17. In 2008, that number was about $6000.

#2. More paperwork.

Because of the Dodd-Frank act, more lenders must provide even more documents along with the loan application. Not only must borrowers submit their current employment status and debt levels but the letters must disclose all the costs involved in each loan and this just adds more to the paperwork.

#3. Longer wait times.

It takes longer for lenders to process these loans today because of tighter regulations and stricter rules. Just a few years ago most underwriters could process about 165 loans per month but now, that number drops to just 33.

#4. Property inventory is getting scarcer.

Housing inventory across the nation is tougher to come by in general. In 2011 most properties were on the market for an average of 97 days but this year, the average days on the market was just under 30.

#5. Less affordable homes.

Home affordability index was 100 in the third 1:45 thousand 17, the lowest it's been since 2008 when the index was 86 and we were in the middle of the housing crisis. Homes continue to go up and the index has reached up to 154 with home prices across the nation rising over 73% while average weekly wages have only increased by 13%.

#6. Fewer loan options.

Interest rates are still low bad loan programs and the different options are getting harder to come by. The higher processing costs and fewer creditworthy borrowers. That combination is just hard to match up a loan to a borrower.

#7. The requirement for a higher credit score.

Lenders are just getting tighter in all aspects including the requirement for higher credit scores. After the subprime housing crisis, banks were hesitant to lend money to anyone with a FICA score below 700. Lenders have relax those scores to some degree but it's still pretty high.

#8. Tougher lending rules.

Interest-only loans, reverse mortgages, second loans and USDA zero down home loans are getting harder to come by because the rules are getting stricter. Yes, it's a good idea to safeguard borrowers and banks, but this has come at the cost of fewer borrowers.

#9. Fewer loan products.

This is also a good thing but it can have a negative impact because there are just fewer loan options and programs out there. In 2004 and 2005 there were hundreds of different loan options, many of which were a negative program for most borrowers but because we've cut so far back on the programs, there's just not an option for every type of borrower out there.

#10. Tougher down payment rules.

Low down payment programs come with higher fees and costs. Those with scores in the upper 600s with low down payment programs can expect to pay a lot more in fees, interest rates, and mortgage insurance. If your FICA score is more than 700, you might be able to get a discount even if you make a smaller down payment.

We are kind of going back to the old adage that you have to have almost perfect credit and a lot of money for a down payment in order to buy a house. Granted, this ups the chances of keeping the home without default in the future but it does make homeownership a little more impossible for general Americans.

However, there is some good news! We have access to lenders with hundreds of options, grants and assistance programs so it only benefits you to find out the truth and where you stand on buying a home. Call us today to find out more.

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I'm not talking about color, shape, the room in which you're designing, or even the texture. I'm talking about buzzwords that are extremely important to today's designers. This may not be the same trend from just a couple of years ago but it is something that we should maintain going into the future. Adapted from a recent MSN article, these are the five biggest words in the housing design for next year.

#1. Sustainability.

Energy costs are increasing for many Americans so people are looking for ways to increase their energy by decreasing their bill. Americans are seeking sustainable housing which can include energy-efficient appliances, alternate energy sources, and local materials.

#2. Adaptability.

We are staying in our home longer than we use two and the mobility rate has dropped to just 11% in 2017, half of what it was in the 1980s. About 80% of Americans plan to stay in their existing home for the next 5 to 10 years and that's putting a premium on these long-lasting materials the people are looking to build with. Reputable home services are installing these sustainable and reliable materials for longer wear and tear.

#3. Automation and technology.

About 30% of homes currently have broadband access and by 2022, one in two households will have a smart speaker or some way to communicate with the Internet by voice. This smart home technology is changing the way we interact with our homes. Voice control is one of the tips of the icebergs but artificial intelligence will play a major role moving forward.

#4. Wellness.

Americans are living healthier lives up into their 70s and they need a home to support that wellness-based lifestyle. Small appliances are making a comeback and healthy appliances such as juicers and blenders are replacing deep fat fryers and expensive coffeemakers. The wellness trend will continue to rise in 2021 with new innovations offering health-enhancing light and materials.

#5. Livability.

We are getting older at the highest rate in history. By 2031 in four Americans will be over the age of 65 and 90% of seniors say they plan to stay in their homes as they grow old. This is an aging in place movement so we have to create livable environments and homes that sustain that livabilities such as curb-less showers, lever-style doorknobs, and slip-resistant flooring.

These trends are not going out of style anytime soon and with medical advancements, technology advancements, and energy-efficient appliances and homes, we're headed in the right direction.

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We hear agents and real estate pros telling us all the time, NOW is the time to buy. But is it really?

The US Homeownership rate has declined to just under 63%. That's the lowest in the last 50 years of tracking. Although that doesn't mean doom and gloom for the real estate industry it does pose an interesting question as to the reason. It could be lack of lending practices, high prices, low wages, economic and demographic tendencies. But this doesn't mean we have to be discouraged about it. Many people set on being homeowners should feel that this is a great opportunity to get a good deal and not have the competition bogging them down in the process. 

If you haven't bought a home yet, you probably already know why. I certainly can't tell you the reasons you should or should not buy but you still might be wondering when IS a good time to buy.

If you're serious about being a homeowner one day you have to make a legitimate effort toward that direction. That could mean saving for a down payment, increasing your credit score and securing financing - probably a good mix of all three. 

What I can tell you is when not to buy a house.

If you're living paycheck to paycheck, have not saved any money, jump from job to job, have no clear idea about your next 5 years or just don't care to maintain a household, homeownership is not for you.

Okay, I know that was rough... but I don't want you to be a homeowner if you really are not ready. Neither do lenders, banks or society in general. You may actually be able to afford a home, but if you are not prepared to maintain the home or be responsible with payments, that home will likely fall into foreclosure adding to the demise of the housing market just a little more.

Now, if the only reason you're not buying is that you are scared and/or you are comfortable in your current situation, then you might want to think about the idea of being a full-fledged homeowner. There is a lot know when getting involved in the biggest purchase of your life but don't let it overwhelm you (it can do that really easily). Start with what you know. 

More: What Happens to the Earnest Money?

How much money do you have? If you don't have any money in savings, you might want to start saving for a down payment and the earnest money deposit you'll need to secure an offer on a home. $10,000 is a good amount, but there are low down payment options and even zero down payment programs but you need to know the risks involved. It's always better to have a little bit of money saved up for emergencies anyway.

Start shopping around for a good lender. Get someone you trust and feel comfortable with and it's okay to shop around. Ask about programs, options, down payment needs and what you'll need to do to be prepared to buy. You can talk to your bank, credit union or a mortgage company that specializes in home loans. 

Start preparing yourself for homeownership. A condo is a good midway option, especially if you've rented most of your adult life. A condo allows you the freedom of homeownership without all the responsibility of a house. The outside and common areas are still maintained by someone else and you are only responsible for the inside of the unit. The nice thing about starting out with a condo is that you can build some equity for a few years, sell and have a better down payment for a larger home should you choose. 

More: Things NOT to do when applying for a home loan

So, you can see I didn't tell you that "NOW is the best time to buy". Sure, rates are still low and the competition is lower than it has been in years but buying a house is still a big responsibility and we wouldn't want you owning until your ready. But if you are - Now is the time.

What can a homeowner do when their real estate listing expires on the MLS and they didn't sell? This is not an uncommon thing but having the right real estate agent from the beginning usually means that they will do everything possible to get the home sold in a timely manner but, nevertheless, there are times where a real estate listing will expire after the contract with the listing agent is up. The homeowner is wondering, "what happened?" Why didn't my homes sell?

This is a very common question and one that many homeowners will ask even when the listing has not expired. Having your listing expire without a sale can leave you with feelings of frustration, irritability, sleepless nights, and simply wondering what went wrong. There are some things to ask yourself if a listing has expired.

#1. Is it my real estate agent?

Did you hire the right real estate agent for the job? Many people start off using a real estate agent they might know from a friend or it's a friend of a relative or even a relative that you are trying to help out. The problem with this is that they may not be skilled at selling your home in your location. I've talked to homeowners that have started selling their home with a friend of a friend but that agent was two counties away. It's difficult to price the home in an area in which you don't work. Using a local real estate agent that is familiar with the neighborhoods and communities, can help price the home correctly. A lot of times why a listing doesn't sell is because it was priced incorrectly.

#2. Is it my price?

Chances are this is probably the case but there are many factors to pricing a home. Did your real estate agent price it correctly? Did you listen to your agent when they said your suggestions may have been overpriced? Did you do things to the home that warrants a higher price? Pricing a home from the beginning is essential to getting it sold quickly.

Too many homeowners make the mistake of pricing it high in the beginning thinking that they will simply lower the price should it not sell right away. This is a dangerous pitfalls. Most of the time once the property drops to where it should have been in the beginning, it's been on the market too long and it can make buyers wary of the home at all. Pricing it correctly from the beginning is one of the best ways to ensure a quick sale. - More: When Should you reduce your price?

Related: The Difference Between Asking Price and Selling Price

#3. Is it me?

Are you sabotaging your own sale? I've had homeowners that insist on accompanying every potential buyer through the house. They overload them with the information they may not want and tend to make the buyer so uncomfortable they prefer to leave rather than to view the house any longer. Are you inflexible as to show times? Do you insist that all buyers see the home Monday through Friday from 11 AM until 2 PM otherwise the buyer cannot see the house?

If you're being unreasonable or inflexible, you could be turning off a lot of buyers. Or, did you simply not do the repairs or updating tasks suggested by a real estate agent? If the home has eyesores, multiple areas of damage is completely outdated, you could be sabotaging your own sale by not giving the buyers what they want. This is not to say you have to spend thousands of dollars when listing your home, but it does pay to make sure all the little details are taken care of in the home is decently staged.

Listings do expire and it could be the homeowners fall toward could be the real estate agent. But if you take a hard, honest look as to what could've caused the expiration, it can help you make better decisions for a successful sale later on. For more information or to talk to me about expired listings and how to get your home sold quickly throughout the Portland real estate and Vancouver area contact our office today.

 Additional Selling Information:

When buying a house and applying for a loan you don't want to make any major financial faux pas's or mistakes but some things that actually sound good, could harm your credit score without you knowing it. Here are 4 things not to do when applying for a loan or trying to increase your credit score.

#1. Don't pay off all collections.

I know it sounds smart and the right thing to do to pay off any and all debts and collection agencies that are calling but it may actually drop your credit score when you do. This is because you update the date of the last activity on a negative account and the credit algorithm thinks you have a new collection on your credit report.

#2. Don't close out credit cards.

Once you've paid off a credit card do everything you can not to put anything more on the credit card but also don't close it out. It will show that you have less credit available and will actually drop your credit score. Consider it this way, if you have $10,000 on two credit cards and both are maxed out you pay one-off and cancel it, you technically now have one credit card that's maxed out, you're in the exact same situation. Leave it opens a creditor to see you have credit available.

#3. Don't open any new credit cards or lines of credit.

Any time a creditor hits your credit report, it can ding your credit so while you're in the process of applying for a home loan don't open any other credit cards even if it's only a $100 credit card to your local or hardware store thinking you need new furnishings for your house.

#4. Don't max out your credit cards.

Creditors like to see available credit on your credit history and if all of your credit cards are maxed out it will continually drop your credit score.

For more information on applying for a home loan for a Vancouver or Portland property, contact us. We have expert lenders to help you get the mortgage you need.

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Congratulations! You've just purchased your first home excavation Mark or, maybe your second, third, or even fourth home. But, if you don't do this that often, and most of us don't unless we are real estate investors, you might need a refresher course on what to do as a new homeowner. These things never go out of style and if you want to be better prepared, there are some things to know about your home and location. Here are 10 things all new homeowners should know whether this is your first home or your 10th.

#1. Create a folder for homeowner information.

This might be a file on your computer or an actual binder that has information such as mortgage information, your homeowner's insurance declaration page, any guides and warranties for appliances, and any moving expenses that you might need to hang onto to deduct from your taxes. This binder can continue to grow with all tax information, insurance, and mortgage so it's all in one place should you need it… And you probably will in the future.

Related: How to Relocate on the Cheap

#2. Change the locks.

Unless this is a brand-new house it's a good idea to change the locks on garage doors, front doors, and anything else that the previous owner might have access to. You never know who they've given out keys to so this could also include outbuildings and sheds that lock as well.

#3. Learn how to identify potential problems in your home.

You probably had a home inspection but now you're getting an up-close and personal look at your home. So you'll need to learn to recognize the signs of a roof leak, foundation issues, and any mildew or mold smells that could cause more problems. Anytime you catch these issues early you can save a lot of money and prevent a lot of damage.

Related: How to Prepare for a Home Appraisal

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#4. Start an emergency fund.

The end goal is to have at least 3 to 6 months worth of income set aside in case of an emergency or you lose your job. But start small with at least $1000 in savings. It could come in handy if you need to replace an appliance or have a major repair.

Related: 6 Painting Mistakes Many People Make

#5. Pay attention to your energy usage.

Consider turning down your water heater thermostat to 120°. Switch out light bulbs one at a time to more high efficiency LED and consider moving your refrigerator away from your oven to keep it cooler. You can even schedule a home energy audit, which can really break down where you spending the most energy and adjust accordingly.

#6. Get to know your neighbors.

You might be shy but getting to know your neighbors will be a big benefit in the long run. You can look out for each other, notify each other of problems or issues in the neighborhood, and you'll have someone that you trust to water your plants or feed your cat while you're away.

More: Important Jobs You Didn't Think About

#7. Know how to turn off your water valves.

The last thing you want is to wake up to a busted pipe filling your house with water. It's a good idea to know where this valve is as soon as you move in and how to shut it off when necessary.

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#8. Change out your air filter.

Any filters in the house should be replaced unless this is a brand-new house. This would be your air filter on your furnace or heat pump, filters in the bathroom fan, and your filter above the range. Write down the sizes and type or model number of these filters in your home binder.

#9. Invest in new tools.

Unless you're moving from one house to another, you might need to start a tool collection. Perhaps you need garden tools, handyman tools, and other items. Always a good idea to have a screwdriver both Phillips and Flathead, hammer, wrench, pliers, electrical tape, tape measure, level, and a few miscellaneous screws and nails. - Thanks to Orlando Buyers Broker for their input

#10. Put large projects on hold.

Make a checklist of all of the projects that you want to complete but then do them one at a time. Most homeowners get into a house with grandiose ideas and it can seem overwhelming. Home improvement projects can be expensive so avoid completing unnecessary projects unless your home is not livable. Wait until you've lived in the home for about six months to start any major projects and upgrades.

For more information for homeowners, real estate buyers, sellers, and investors in Portland real estate and Vancouver homes stay tuned to my blog or simply contact our office at any time to speak to an agent in your area.

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Looking to save space? Perhaps store items on the cheap? Here are a few unique ways to store items for very little money

Floating Wall Shelves

They are functional shelves they blend into any environment in homes. Floating wall shelves are good for displaying your collectibles, photos, store things and adds to the beauty of your home. Can be used in kitchens, bedrooms, and bathroom. A floating shelf can be made inexpensive hollow-core doors. Buy kits and easy to build. Build different designs shelves all over your home to help with items that you want to displace.

Use corner space.

There different and easy ways to use corner space. You can go to Ikea, Home Depot, Lowes, Bed bath beyond, for ideas. Think of ways to solve storage solutions. Racks for shoes as you enter your home, hangers for coats, corner desks, corner shelves, buy selves, hooks, hangers without spending a lot of money and still have your home organized.

Tackle junk drawers

Everyone has a junk drawer, it is usually in the kitchen, bathroom or bedroom. Everyone dislikes opening their junk drawer. There are ways to organize junk drawers, put items belong in different rooms where they belong. Buy shelves to put in drawers, or build your own dividers in drawers, hooks for keys, small contains, like baskets to separate items and hang on a wall, that looks decorative. Also, you can donate items you do not need.

Hang net or baskets for stuffed Animals

Hang nets are a good idea to display stuffed animals but remember needs to be low enough for kids to reach. Cloth shelves or baskets are another way to put on walls for kid’s stuffed animals. There are inexpensive ways to store stuffed animals like closets, you can add shelves to the floor and put animals in the shelves or add boxes for storage of the toys.

Invest in under the bed storage bins

Storage bins with wheels small enough to fix under your bed and label each bin, so you know what is in the bin. Store blankets, pillows, sheets, extra towels, clothing, shoes for different seasons. Kids rooms store toys, books, clothes and that kids own to play with during raining days. Also, you can use storage bags to store items under your bed.

Looking to pack or get creative with your house for staging? Call us! We know what today's buyers are looking for and how you can appeal to all buyers when listing and selling your Portland home.