Finance

July 8, 2019

Top Home Buying Financial Advice From the Experts

Top Home Buying Financial Advice From the Experts

Planning on buying a house? Getting your finances in order ahead of time is a wise move but there are so many details when it comes to buying a home. Doing your research will put you ahead of the game and help win over the competition.

10 Ways to Stick ...

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Posted in Finance
June 19, 2019

Are Owner Financed Homes a Good Idea?

There are several ways to obtain a home loan either through a bank, credit union, or mortgage broker but there are also alternative options for those with less than perfect credit or have had issues getting financing through a traditional route. An alternative form of financing is considered owner or ...

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Posted in Finance
April 29, 2019

10 Ways to Stick to a Financial Plan - 3

https://www.portlandonthemarket.com/blog/10-ways-stick-financial-plan-2/

Find a Coach

You can get a coach for anything these days and maybe just a meeting a month will keep you focuses. Life coaches don't tell you what to do, they keep you on task for what you want to do. Daily or weekly reminders about keeping you ...

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Posted in Finance
April 29, 2019

10 Ways to Stick to a Financial Plan

Whether you're planning on buying a home this year or just want to gain some financial freedom, making, creating and sticking to a budget and financial plan does take some will power and discipline. But what do you do when you want to cheat? Adapted from an MSN Money ...

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Posted in Finance
April 29, 2019

10 Ways to Stick to a Financial Plan - 2

https://www.portlandonthemarket.com/blog/10-ways-stick-financial-plan-2/

Automate

The more you automate your payments and savings, the more it's off your mind and before you know it you're saving more than you thought. Round every transaction up to the nearest dollar amount and at the end of the week balance your checkbook and transfer the ...

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Posted in Finance
March 20, 2019

How Much Money Do I Have to Put Down to Buy a House?

One of the biggest questions you want to be answered when considering buying a home is how much money you'll need to put down. By putting a larger down payment, it can reduce your monthly mortgage payment and protect you from any additional costs, but what happens if you ...

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Posted in Finance
Feb. 11, 2019

Outdated Mortgage Advice to Forget

Buying a home is probably one of the biggest purchases you'll ever make and signing all of those loan documents can be scary but it's important to understand some mortgage truths as there is a lot of information out there and it might not be accurate. Even things ...

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Posted in Finance
Jan. 21, 2019

What's the Difference Between a Deposit and a Down Payment?

This is a pretty common question, the difference between an earnest money deposit in your down payment.

Earnest MoneyWhat's the Difference Between a Deposit and a Down Payment?

An earnest money deposit is offered by at a potential buyer as a symbol of good faith when entering into a contract to purchase. This earnest money is a security for ...

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Posted in Finance
Sept. 24, 2018

Homeowners Insurance and the Different Policies

 Homeowners insurance is something that all homeowners need to have if they carry a home loan, which the majority of us do. This insurance package covers damage to the property and liability or legal responsibility for any injuries or property damage to the family of the homeowner or other people ...

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Posted in Finance
Sept. 14, 2018

15 Smart and Sneaky Ways to Save on Your Home's Energy Bill

15 Cleaver energy saving hacks

Wow! It seems like the weather has turned overnight and we are full on into fall weather even though the calendar still toys us with thinking that it is summer. But it is clearly headed towards fall and some cooler temperatures so because of that, I want to talk about ...

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Posted in Finance