Finance

June 22, 2020

4 Things Not to Do When Applying for a Home Loan

When buying a house and applying for a loan you don't want to make any major financial faux pas's or mistakes but some things that actually sound good, could harm your credit score without you knowing it. Here are 4 things not to do when applying for a ...

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Posted in Finance
May 18, 2020

What Happens to the Earnest Money?

What Happens to the Earnest Money?Earnest money - that illusive phrase that many first time home buyers are unaware of.  The term "earnest money" is a good faith deposit given by the buyer to the seller to let the seller know that the buyer is so serious about buying the property they are willing to put ...

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Posted in Buying, Finance
April 27, 2020

4 Ways to Raise Your Credit Score in 6 Months

4 Ways to Raise Your Credit Score in 6 MonthsIf you're planning on buying a house this year, and a lot of people still are, you want to have the highest credit score and report possible. If your credit history has been less than perfect, there are some ways that you can rapidly increase your credit score. Anything ...

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Posted in Finance
Feb. 19, 2020

The Hidden Cost of an FHA Loan

The appeal for a low down payment option with an FHA loan is attractive to many first-time homebuyers but there are trade-offs. A conventional loan usually requires 10% to 20% down minimum depending on the terms but an FHA loan, which stands for Federal Housing Administration loan, allows for a ...

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Posted in Finance
Jan. 21, 2020

How to Get Your Credit Back on Track in 2020

2020 might be the year you get your credit and your finances back on track. Have you been drowning in debt? Only making the minimum payments? Unable to save any money? There are small changes that you can make this year to put your finances back on the right track ...

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Posted in Finance
Jan. 3, 2020

5 Tips to Keep in Mind if You're Buying a Home This Year

5 Tips to Keep in Mind if You're Buying a Home This Year

Well, we are now into 2020 and if this is the year you're planning on buying a home there are things you can be doing now to set yourself up for homebuying success. Call it New Year's resolutions, call it a goal, whatever, these things need to be ...

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Posted in Buying, Finance
Oct. 23, 2019

How to Budget for a Home Renovation

Home renovations are not cheap and you're probably wondering how you're going to afford, budget, and pay for a remodeling job. Knowing how much you have to spend on renovations before you start the project can put you ahead of the game but like everything else, most people ...

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Posted in Finance
July 8, 2019

Top Home Buying Financial Advice From the Experts

Top Home Buying Financial Advice From the Experts

Planning on buying a house? Getting your finances in order ahead of time is a wise move but there are so many details when it comes to buying a home. Doing your research will put you ahead of the game and help win over the competition.

10 Ways to Stick ...

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Posted in Finance
June 19, 2019

Are Owner Financed Homes a Good Idea?

There are several ways to obtain a home loan either through a bank, credit union, or mortgage broker but there are also alternative options for those with less than perfect credit or have had issues getting financing through a traditional route. An alternative form of financing is considered owner or ...

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Posted in Finance
April 29, 2019

10 Ways to Stick to a Financial Plan - 3

https://www.portlandonthemarket.com/blog/10-ways-stick-financial-plan-2/

Find a Coach

You can get a coach for anything these days and maybe just a meeting a month will keep you focuses. Life coaches don't tell you what to do, they keep you on task for what you want to do. Daily or weekly reminders about keeping you ...

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Posted in Finance