The appeal for a low down payment option with an FHA loan is attractive to many first-time homebuyers but there are trade-offs. A conventional loan usually requires 10% to 20% down minimum depending on the terms but an FHA loan, which stands for Federal Housing Administration loan, allows for a ...

2020 might be the year you get your credit and your finances back on track. Have you been drowning in debt? Only making the minimum payments? Unable to save any money? There are small changes that you can make this year to put your finances back on the right track ...

Well, we are now into 2020 and if this is the year you're planning on buying a home there are things you can be doing now to set yourself up for homebuying success. Call it New Year's resolutions, call it a goal, whatever, these things need to be ...

Home renovations are not cheap and you're probably wondering how you're going to afford, budget, and pay for a remodeling job. Knowing how much you have to spend on renovations before you start the project can put you ahead of the game but like everything else, most people ...

Planning on buying a house? Getting your finances in order ahead of time is a wise move but there are so many details when it comes to buying a home. Doing your research will put you ahead of the game and help win over the competition.

10 Ways to Stick ...

There are several ways to obtain a home loan either through a bank, credit union, or mortgage broker but there are also alternative options for those with less than perfect credit or have had issues getting financing through a traditional route. An alternative form of financing is considered owner or ...

Find a Coach

You can get a coach for anything these days and maybe just a meeting a month will keep you focuses. Life coaches don't tell you what to do, they keep you on task for what you want to do. Daily or weekly reminders about keeping you ...

Whether you're planning on buying a home this year or just want to gain some financial freedom, making, creating and sticking to a budget and financial plan does take some will power and discipline. But what do you do when you want to cheat? Adapted from an MSN Money ...

Automate

The more you automate your payments and savings, the more it's off your mind and before you know it you're saving more than you thought. Round every transaction up to the nearest dollar amount and at the end of the week balance your checkbook and transfer the ...

One of the biggest questions you want to be answered when considering buying a home is how much money you'll need to put down. By putting a larger down payment, it can reduce your monthly mortgage payment and protect you from any additional costs, but what happens if you ...